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Baccarat

Baccarat looks exclusive and plays simple. You bet on Player, Banker or Tie, the cards are dealt by fixed rules, and the Banker bet keeps a house edge of about 1.06%.

Typical RTP
98.9% (Banker)
Volatility
Low

Baccarat we rate

How it works

  1. Two hands, Player and Banker, are dealt. Closest to 9 wins.
  2. Banker wins pay 0.95:1 because of a 5% commission. It is still the best bet.
  3. Tie pays 8:1 and carries an edge above 14%. It is the trap on the table.

Tester tips

  • Bet Banker. The commission is priced in and it is still the lowest edge.
  • Ignore the scoreboards. Past hands do not predict the next one.
  • Squeeze and speed variants change the pace, not the maths.

Best casinos for Baccarat

Full ranking
1

Velvet Ace

Best live dealer
Welcome offer100% up to $750 live casino bonusWagering 30× bonus · Min. deposit $20
Median payout 2 h 10 min
9.3
  • 420 live tables, including private VIP rooms
  • Live games count 50% toward wagering
2

Neon Pharaoh

Best for slots
Welcome offer200% up to $2,000 + 300 free spinsWagering 40× bonus · Min. deposit $25
Median payout 5 h 40 min
9.1
  • Largest slot library in our ranking
  • Weekly free spins drop with no deposit
3

Jade Lantern

Best for high rollers
Welcome offer100% up to $5,000 high roller bonusWagering 30× bonus · Min. deposit $500
Median payout 3 h 05 min
8.9
  • $100,000 monthly withdrawal limit
  • Personal account manager from the first deposit

Questions players ask

Is baccarat a game of skill?

No. All drawing decisions follow fixed rules. Your only choice is the bet.

Why do high rollers love baccarat?

Low edge, fast rounds and high table limits.

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